Hacker News
points by 999900000999 4 days ago | 0 comments
> Don't be too proud of this technological terror you've constructed.

-Darth Vader.

Being able to make React components does not require you to be smarter than the average person.

You also have multiple types of intelligence. I worked with a brilliant intern once. The kid was over 100k in student loan debt and didn’t know the loans can’t get discharged.

[–] draygonia 3 days ago
They can be discharged if you are determined to be disabled by a doctor and live for 3 years below the poverty income limit.
[–] 999900000999 3 days ago
The bar for that is extremely high.

They can garnish Social Security if you default on Student Loans.

https://www.cbsnews.com/news/how-much-social-security-garnis...

[–] draygonia 3 days ago
The bar for disability for the Dept of Education is far lower than the bar to qualify for Social Security Disability. A simple letter from a doctor is all you need to discharge the student loans (plus living 3 years under the poverty limit).
[–] 999900000999 3 days ago
Good to know.

I’m not going to look it up, but at a certain point you’re judgement proof anyway.

I suspect that many desperately poor can successfully dodge the garnishment.