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points by draygonia 3 days ago | 0 comments
They can be discharged if you are determined to be disabled by a doctor and live for 3 years below the poverty income limit.
[–] 999900000999 3 days ago
The bar for that is extremely high.

They can garnish Social Security if you default on Student Loans.

https://www.cbsnews.com/news/how-much-social-security-garnis...

[–] draygonia 3 days ago
The bar for disability for the Dept of Education is far lower than the bar to qualify for Social Security Disability. A simple letter from a doctor is all you need to discharge the student loans (plus living 3 years under the poverty limit).
[–] 999900000999 3 days ago
Good to know.

I’m not going to look it up, but at a certain point you’re judgement proof anyway.

I suspect that many desperately poor can successfully dodge the garnishment.