The real underlying problem is hardware manufacturing (explained further here: https://news.ycombinator.com/item?id=49690354), which exerts centralizing pressure all the way up the stack. We should have pursued computer manufacturing in a print shops and printers kind of way instead of building large fabs, but that would have required foresight decades prior.

for me the lock in is cheap data reliability and low chance of loss. downtime problems blow, but if they lost any of my data for any reason other than a eula/tos violation or some such then i'd run.