If it didn’t auto complete then that would be fine when hitting keys individually, but when I’m swiping the words, it means no matter how accurate I am or how many attempts I make, it will literally never produce that word in that position.
And it’s contextual. Obviously I can swipe in “me,” but if it’s after the word “kill” then it’s banned, and I simply can’t dedicate the space in my head to learning this inscrutable list of banned phrases that until this article I’d been unable to find anywhere so I could only ever discover a phrase was on it by having an extremely frustrating time trying and failing to type it until I realized “oh, this is a politically or emotionally charged phrase (or could be in a different context) and I’m not that bad at typing so it’s probably banned.”