I'm a heavy DS v4.1 user and been satisfied with its performance. I use it just like you described -- "... break tasks up into reasonably sized chunks...".

Every once in a while I come across comments that just hates DS. I wonder if it's a matter of how people use it or the prompt. I admit pre-v4.1 was pretty bad, hallucinating too much and not getting the abstractions right so I had to correct it often.

I also have $200 Claude subscription (now called "Ultra"). Fable gets abstractions right on highly complex problems (e.g. defining protocol that spans multiple services) that DS simply cannot do. However, DS is comparable to Opus 5.5, although less "intelligent", but DS excels at speed which is what I prefer than waiting minutes on Opus 5.5.