Anything fleeting -> just use a skill.
The advantage of MCP is thin, and it only starts to show when it's really well integrated, and your company platform provider does the integration.
Otherwise it's a huge pain in the rear to keep your cli integrated with all the MCPs.
MCP is good for things you use literally 'all of the time' - or - it's seamlessly integrated into your system and you don't have to think about it.
Otherwise, just give your AI some instructions on the CLI.
I think that MCP may have been a mistake, and the local service aspect a distraction.
The 'enterprise integration' part may have best been articulated as a form of API standard and not associated with how it's integrated into 'tools' or anything else.
It was introduced too early.