At my main job, I use company issued Copilot.

For anything else, I use ChatGPT Plus (the 20USD one).

And for personal agentic work, I put together the following a few weeks ago.

Mac mini M6 32 GB running oMLX Jundot/Qwen3.6-35B-A3B-oQ4e-mtp Hermes on my Celeron openmediavault NAS/homelab

"It ain't much, but it's honest work."

Next time I would splurge a bit more and buy a machine with more RAM.